Auto Financing

Your credit shouldn’t keep you off the road.

A vehicle is often essential for work, family responsibilities, and everyday life. However, accessing traditional auto financing can be difficult when your credit profile does not meet conventional lending criteria.

RentUgo works with financial partners to offer alternative vehicle financing solutions designed for different credit profiles.

Apply for Auto Financing →

This solution may be right for you if:

  • you have limited credit history
  • you have a lower credit score
  • you have experienced late payments
  • you have faced financial difficulties
  • you have previously filed a consumer proposal
  • you have experienced bankruptcy in the past
  • you have been declined by a traditional financial institution
  • you need an alternative solution to finance a vehicle

Every situation is different and remains subject to the criteria of the participating lender.

How does it work?

1

Submit your application

Provide the information required to assess your financing request.

2

Your application is reviewed

The participating lender may consider your income, financial stability, existing obligations, credit history, and repayment capacity.

3

Review available options

If you meet the applicable criteria, a financing solution may be offered to you.

4

Choose your vehicle

Once financing is approved, you can complete the transaction with a participating dealer or merchant.

5

Get on the road

You know the terms of your financing before completing the transaction.

Application Review Financing option Vehicle Get on the road

A responsible approach

Our goal is not simply to help you obtain a vehicle. We want to support financing solutions that are compatible with your financial capacity.

Financing is provided by participating lenders or partners. All applications remain subject to their approval criteria. Rates, fees, amounts, and terms may vary.